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The Effective Rate – Business Tip Series: 3 Secrets on Saving on Credit Card Fees (Part 3)

Introduction: At L4SB, we’re blessed to have many great clients in many industries. Some of our clients serve the business-to-business market, just as L4SB does. When appropriate, we may permit a client to publish a blog article, if we feel the information is relevant and helpful to our website audience and clients. The following article […]

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Maximizing Profit

At the end of the day, most businesses exist to turn a profit no matter what their core concept is. To that extent, it makes great sense to focus on Maximizing Profit. However, many small business owners confuse profit and revenue. Let’s clarify that right away. Revenue is ALL the income a business generates from its sales, services, etc. Profit is revenue LESS expenses, taxes, operating costs, unit costs and so on.

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Alternative Lending and Your Business

The Main Street Credit Gap and You Are you familiar with the “Main Street Credit Gap”? Chances are that you, as a small business owner, are familiar with the concept even if the term itself is unfamiliar. The Main Street Credit Gap refers to the fact that, in spite of the availability of credit and […]

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Have You Hugged Your Banker Lately?

Can You Live Without a Bank? While the hatred of financial institutions is rather en-vogue, the simple truth is that banks, banking, and bankers play a very important role for all businesses whether one wants to admit it or not. Think about it: You are buying supplies and selling products. How are you paying for […]

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Do You Have a Line of Credit (LOC) Yet??!?

It’s an unfortunate truism in today’s society: Those who don’t need have plenty, and those who do need have little. A clear example of this truism comes in the form of credit. Banks practically throw their cash at high-net worth individuals and well-established businesses in the form of low barriers to borrow and super-low interest […]

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